Pioneer Underwriters has the experience and expertise to effectively underwrite environmental related liabilities which often represent some of the largest and most complicated financial exposures that many companies face.

The Environmental team understands the value of prompt service and underwriting flexibility. Therefore our brokers and their clients can expect the most effective products, even on time sensitive transactions. Our experience and expertise allow us to creatively address difficult environmental and professional risks. We write Pollution and Professional Liability coverage for Owners, Developers and Contractors on our Contractor’s Professional Pollution (CPP) and Site Pollution Liability (SPL) products.

Our program is provided in partnership with a carrier rated A XV by A.M. Best. Pioneer Underwriters is authorized to write business on a non-admitted basis across all U.S. states. Both primary and excess policies are offered.

Our Product

Target Classes
Contractors Pollution Professional Liability

  • Environmental Professionals and Consultants
  • Laboratories
  • Specialty and Trade Contractors
  • General Contractors
  • Design/Build Contractors
  • Construction Managers
  • Project Specific Coverage for Owners, Contractors and Environmental Professionals or Consultants

Target Classes
Site Pollution Liability

  • Manufacturers
  • Healthcare
  • Hospitality
  • Property Owners
  • Transactional or Real Estate Development
  • Small/midsize property portfolios

Coverage Parameters

  • Coverage offered on a practice or project basis
  • CPP Project term including tail of up to 10 years professional/13 years pollution
  • Occurrence and Claims Made CPL options available
  • Follow form excess available on all products
  • Protective Professional and OCIP CPL available under Site Pollution Policy to cover all aspects of the Owner's project development exposures.

Minimum Premiums

  • CPP Annual - $5,000
  • CPL Multi-year or Site Pollution - $10,000


  • Up to USD $10 million Primary or Excess


Jessica Heflin

Jessica Heflin